Zypto Card

Zypto

multi-chain

Cashback: ZYPs rewardsin ZYP
Monthly fee: $0
FX / conversion: Not explicitly stated
Issuance: Disclosed in-app
Card type: virtual + physical

Eligibility & KYC — who can get it

✓ Open to most nationalities

Not issued to residents / citizens of:

RussiaBelarusVenezuelaCubaIranSyriaNorth KoreaUkraineTurkeyIsraelMainland ChinaIndiaVietnamNepalIraq

Official Zypto restricted-countries page (zypto.com): the card is 'currently unavailable to residents of' the listed 15 countries (also unavailable to spend in); US states Missouri, Mississippi and Tennessee are additionally suspended.

Issuer’s markets: 120+ countries

Where you can pay

✓ Worldwide — anywhere Visa is accepted

Official site: 'use it for everyday spending wherever Visa is accepted. Add it to Apple Pay or Google Pay for tap to pay' and 'Use your crypto at 60M+ merchants.' No geographic spend limits stated.

Cashback details

ZYP rewards via Rewards Hub (earned on swaps, card loads, bill pay, referrals, gift cards) — NOT a stated % spend cashback. Network: Visa. Physical (premium black) + Virtual. 100+ cryptocurrencies. 120+ countries.

Spend from

100+ cryptocurrencies for card funding (BTC, ETH, USDC, SOL); wallet supports 24,000+ assets

Verification procedure

Required (Sumsub + AMLBot)

AI subscriptions

Works for online subscriptions.

Good to know

60M+ Visa merchants. Instant crypto-to-fiat. Bill pay (87,000+ billers). Gift cards (8,500+ retailers). Mobile top-ups (170+ countries). USDC cash-in/out via MoneyGram. Built-in DEX + cross-chain swaps. WalletConnect. Optional Vault Key Card cold-storage.

Referral program

You get (referrer)

ZYPs rewards

Friend gets (referee)

No sign-up bonus

referrer-only program

Conditions: Earn ZYPs via referral program.

Claim bonus ↗