SolCard
SC Payments Limited (Hong Kong)
- Cashback
- None (rewards via $SOLC token ecosystem)in SOLC
- Monthly fee
- $0 (no monthly fee documented)
- FX / conversion
- 2% cross-border/FX + $0.30 per transaction · top-up 5% Virtual / 0% Platinum · 0.30% Apple/Google Pay (Platinum) · $1 USDT withdrawal
- Issuance
- $10 one-time per new card (Virtual & Platinum)
- Card type
- virtual
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Per official help center (help.solcard.cc): available worldwide except these 13 countries (international regulations); Apple Pay/Google Pay also unavailable there.
Issuer’s markets: Worldwide except 13 restricted countries (see profile)
Where you can pay
✓ Worldwide — except 13 restricted countriesOfficial SolCard help center ('Which countries are supported on SolCard?'): 'SolCard is available worldwide, except for the countries listed below due to international regulations', and 'Apple Pay and Google Pay are supported worldwide where available, excluding the restricted countries listed above.' The 13 restricted countries (US, Cuba, North Korea, Egypt, Iran, Myanmar, Nigeria, Russia, South Africa, Syria, Ukraine, Venezuela, Belarus) are excluded from both issuance and use.
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Virtual Card | $10 one-time | — | Instant issue, no documents required · 5% top-up fee · no Apple/Google Pay · $10,000/mo limit |
| Platinum Card | $10 one-time + KYC | — | 0% top-up fee · Apple Pay / Google Pay (0.30% fee) · $100,000/mo limit · deposits generate no affiliate commissions |
Cashback details
No traditional cashback. 40% of top-up fees feed a Distributable Cash Flow (DCF) system for $SOLC holders (Solana).
Spend from
USDT & USDC (Solana, Ethereum, Polygon, BSC, HyperEVM, Arbitrum, Optimism, Avalanche, Base) · SOL, SOLC, JITO on Solana
Verification procedure
Virtual: instant issue, no documents required. Platinum (virtual): KYC required.
AI subscriptions
Virtual Visa card works for online subscriptions. Virtual tier: no documents required. US restricted.
Good to know
Solana-native USD Visa card, custodial, VIRTUAL ONLY (help center: 'no physical cards for now'). Monthly limits: $5,000 Virtual; Platinum has no monthly limit. Platinum adds Apple Pay / Google Pay. MCP integration for AI assistants (OAuth 2.1). No linked bank account required. Deposit must complete within 30 minutes; $5 min balance kept on card-to-card transfers.
Referral program
referrer-only program
Conditions: Tiered by referred users' deposited volume: 5% baseline → 10% ($1k+) → 15% ($5k+) → 20% ($20k+) → 30% ($50k+) → 40% ($100k+). Time decay on top: 100% days 0–15, 75% days 16–30, 50% days 31–60, 35% months 2–6, 25% months 6–12, 10% after 12 months. Platinum (0% top-up) deposits generate NO commission. Claim via Referral Dashboard; 40% of top-up fees go to $SOLC DCF instead.
Claim bonus ↗
