Wirex Card
Wirex
- Cashback
- 0.5% – 8% (Cryptoback)in WXT
- Monthly fee
- €0 (Standard) up to €29.99/mo (Elite)
- FX / conversion
- 0% FX fees worldwide
- Issuance
- Not published
- Card type
- virtual + physical
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Also excluded / paused:
Per Wirex's official 'Supported countries' table (help.wirexapp.com/article/supported-countries-1189) the Wirex Card is issued in 35 countries: the EEA, UK, Switzerland, Argentina, Australia, Brazil, Hong Kong, New Zealand and Taiwan. A Wirex account (crypto/X-Accounts) is available in ~169 countries, but the card itself is NOT offered in the other ~134 — including the USA, India, UAE, Mexico, Croatia, Malaysia, South Africa, Thailand and Vietnam, where you can open an account yet cannot be issued the card. A further ~81 countries (incl. Canada, China, Singapore, Russia, Japan, South Korea, Philippines, Saudi Arabia, Iran, Cuba, North Korea, Venezuela and other sanctioned states) have no Wirex account or card at all.
Issuer’s markets: 130+ countries (UK, EEA, APAC); jurisdictional limits apply
Where you can pay
✓ Worldwide — anywhere Visa is accepted (130+ countries)Official homepage: "Spend anywhere", "Spend stablecoins anywhere Visa is accepted" and "Available in 130+ countries" (subject to jurisdictional limitations on issuance).
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Standard Entry | €0/mo | 0.5% WXT | Base Cryptoback |
| Standard Enhanced | €0/mo | 1% WXT | — |
| Premium Entry | Paid plan | 1% WXT | — |
| Premium Enhanced | Paid plan | 2% WXT | — |
| Premium Ultimate | Paid plan | 3% WXT | — |
| Elite Entry | €29.99/mo + WXT lock | 4% WXT | — |
| Elite Enhanced | €29.99/mo + WXT lock | 6% WXT | — |
| Elite Ultimate | €29.99/mo + 7.5M WXT locked 180d | 8% WXT | Maximum Cryptoback |
Cashback details
'Cryptoback' in WXT across 8 sub-tiers (Standard Entry 0.5% → Elite Ultimate 8%). Official plans: Standard, Premium, Elite — each with Entry/Enhanced/Ultimate sub-tiers. 8% requires Elite Ultimate (highest WXT lockup)..
Spend from
Fiat + crypto + stablecoins (USDC, EURC highlighted); full list not published
Verification procedure
Required (implied)
AI subscriptions
Visa card works for online subscriptions. 130+ countries but US restricted.
Good to know
Long-running crypto payments app (Visa & Mastercard principal memberships). 'Spend stablecoins anywhere Visa is accepted.' Metal card on Private tier ('higher limits'). Backed by Visa & Mastercard principal memberships. Custodial app wallet (not self-custody). Top cashback tier requires a large 180-day WXT lockup.
Referral program
Conditions: Official Refer-a-Friend program. Referred user must sign up via referral link and deposit into their X-Account Plus: >$100 → $10 each; >$500 → $30 each. Both referrer and referred user earn the same. No card-spend requirement — this is an account/wallet referral that card users can combine with card spending.
Claim bonus ↗
