XPlace Card
XPlace
- Cashback
- 1% – 4%in USDC
- Monthly fee
- $0
- FX / conversion
- 0% (Platinum) · varies by tier
- Issuance
- Free · Annual: Basic $0 / Silver $99 / Gold $249 / Platinum $999
- Card type
- virtual + physical
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Official XPlace Terms §3.2 Prohibited Countries (docs.x.place): platform use is strictly prohibited for persons located in, ordinarily resident in, organized under the laws of, or nationals of the listed countries.
Issuer’s markets: 160+ countries (anywhere Visa accepted)
Where you can pay
✓ Worldwide — anywhere Visa is acceptedOfficial site: 'Spend anywhere Visa is accepted' and FAQ 'Where can I use it? Anywhere Visa is accepted — online, offline, ATMs. Apple Pay and Google Pay native.' 'Visa cards are accepted in 160+ countries'.
Cashback details
Credit Mode: Basic 1%, Silver 2%, Gold 3%, Platinum 4%. Paid in USDC on-chain at settlement.
Spend from
Solana-based: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT
Verification procedure
Required (verify in minutes in-app)
AI subscriptions
Works for online subscriptions.
Good to know
Non-custodial. Borrow against crypto without selling (Credit Mode). Collateral earns yield via Kamino. Apple Pay, Google Pay. Limits $2K–$750K/month. Platinum: concierge, unlimited airport lounges. Audited by FYEO. Metal physical card.
