Tuyo Card
Tuyo
- Cashback
- 0% direct (earns TUYO points)in TUYO
- Monthly fee
- $0
- FX / conversion
- 0% on USD · up to ~1% FX spread on non-USD currencies
- Issuance
- Free
- Card type
- virtual
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Official Tuyo 'Prohibitions' page (api.tuyo.com/legal/card/prohibitions, updated 2026-07-15) — a DENYLIST model combining Tuyo platform restrictions (no wallet / earn / ramps / card) and Bridge (fiat) restrictions. Ukraine as a whole is NOT prohibited: only the occupied territories (Crimea, Sevastopol, Donetsk, Kherson, Luhansk, Zaporizhzhia) are blocked, and Ukraine is explicitly listed in Bridge's 'facilitated with additional due diligence' tier. The United Kingdom is excluded at platform level. Card issued by Rain (Visa); fiat by Bridge.
Issuer’s markets: Available wherever Visa works, minus the officially prohibited jurisdictions (denylist model — see the restricted-countries list); the United Kingdom is excluded. Powered by Rain + Bridge.
Where you can pay
✓ Worldwide — anywhere Visa is accepted (175M+ locations)Official tuyo.com/card: "Spend USDC anywhere Visa is accepted while it keeps earning"; homepage: "Pay anywhere in the world. More than +175M locations. Apple Pay & Google Pay."
Cashback details
No fixed % cashback; purchases earn TUYO points/tokens (TUYO TGE completed, token trading e.g. on Bitget). 'Buy Now, Pay Maybe' (launched May 2026) randomly makes some purchases free.
Spend from
Spend USDC on Base. Deposit any token on Ethereum, Base, Arbitrum, Optimism or Polygon and convert to Base USDC in-app for free.
Verification procedure
Full identity verification required (government-issued ID, often proof of address). Card KYC run via Rain (Visa issuance); fiat rails via Bridge.
AI subscriptions
US-issued Visa card. Works for all online subscriptions including Claude, ChatGPT. Self-custodial USDC on Base.
Good to know
Self-custodial — funds stay in your control until the moment you spend. USDC on Base. Apple Pay & Google Pay. Can spend directly from Tuyo Earn vaults (~11% APY on USDC) while the balance keeps earning. Privacy: shields transaction details. Daily spend limit starts at $10K, scales to $50K then $100–200K with verified history. No ATM withdrawals and no PIN yet. Physical card 'coming soon'. Powered by Rain (Signify Holdings) + Bridge Ventures.
