Trade Republic Card
Trade Republic
- Cashback
- 1% Saveback (2% paying with crypto)in savings plan
- Monthly fee
- €0
- FX / conversion
- 0% — no currency-exchange fee; Visa's exchange rate is applied directly for non-euro transactions (official support)
- Issuance
- Virtual free; Classic €5; Mirror (metal) €50
- Card type
- virtual + physical
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Official Trade Republic support: account and card available in the 17 European markets listed above. Card payments/ATMs are additionally 'currently not available' in Belarus, Cuba, Iran, North Korea, Mali, Myanmar, Russia, South Sudan, Syria, Venezuela and Yemen per official support.
Issuer’s markets: 17–18 European countries (AT, BE, EE, FI, FR, DE, GR, IE, ES, IT, LV, LT, LU, NL, PL, PT, SK, SI)
Where you can pay
✓ Worldwide — anywhere Visa is accepted (130M+ merchant locations)Official support.traderepublic.com: "When travelling abroad, you can use your card in stores or at ATMs everywhere where Visa is accepted ... we don't charge any additional fees" and "You can use your card to shop in-store and online at more than 130 million Visa merchant locations worldwide." ATM withdrawals and in-store payments are currently NOT available in Belarus, Cuba, Iran, North Korea, Mali, Myanmar, Russia, South Sudan, Syria, Venezuela and Yemen (sanctions-based exclusions).
Cashback details
1% Saveback standard (cap €15/mo); 2% Crypto Saveback when paying from crypto balance (cap €30/mo on €1,500 spend). Requires active savings plan ≥€50/mo. Network: Visa. 17-18 EU countries.
Spend from
Linked to the Trade Republic banking/brokerage account — spend from your cash balance or via 'Pay with Crypto'.
Verification procedure
Standard bank/brokerage KYC (regulated German bank).
AI subscriptions
Debit card works for online subscriptions.
Good to know
Part of full banking/brokerage platform. IBAN, transfers, standing orders, direct debits. 10M+ customers. Regulated German bank. Debit card launched 2024.
