SBI VISA Crypto Card
SBI Group
- Cashback
- Standard: 0.5% – 0.8% · Gold: 1.0% – 1.3% (+0.3% revolving)in BTC/ETH/XRP
- Monthly fee
- Not published
- FX / conversion
- Not published
- Issuance
- Free (1st year) · Standard ¥1,650/yr · Gold ¥6,600/yr (waived with spend thresholds)
- Card type
- physical
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Issuer’s markets: Japan only.
Where you can pay
✓ Worldwide — anywhere Visa is accepted (Japan-issued card)Official SBI VC Trade and Visa Japan materials confirm this is a Visa-branded credit card (カードブランド VISA) issued by APLUS. As a standard Visa credit card it is usable at Visa merchants worldwide. Issuance eligibility is Japan-only (see KYC).
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| SBI VISA Crypto Card | Not published | up to 1.3% (promo 10%) | Standard crypto-rewards credit card |
| SBI VISA Crypto Card Gold | Not published | up to 1.3% (promo 10%) | Gold-tier crypto-rewards credit card |
Cashback details
Credit card (not debit). Standard: 0.5% base / 0.8% max. Gold: 1.0% base / 1.3% max (+0.3% for revolving payments). Launch promo (May 2026 applicants only): Gold 10%, Standard 2.5% until Aug 5, 2026. User selects ONE crypto (BTC/ETH/XRP) per card at application; points auto-convert monthly. Annual fees: Standard ¥1,650/yr (free 1st yr, waived with ¥100K+ spend), Gold ¥6,600/yr (free 1st yr, waived with ¥2M+ spend). Japan only. Requires SBI VC Trade account + credit screening.
Spend from
Rewards paid in BTC, ETH or XRP (selected on application). This is a fiat credit card — it does not spend crypto balances.
Verification procedure
Identity verification required (Japan credit-card underwriting plus an SBI VC Trade crypto account).
AI subscriptions
Japan-only fiat credit card with crypto rewards. NOT a crypto-spending card.
Good to know
Launched May 1, 2026 (Japan). Co-branded Visa credit card (standard + Gold). Card reward points automatically convert to BTC/ETH/XRP. NOT a crypto-spending card — it is a fiat credit card with crypto rewards. SBI VC Trade merged with Bitpoint Japan (April 2026). Promotional rewards up to 10% until Aug 2026.
