Phantom Cash Card
Phantom
- Cashback
- Interest on unspent $CASHin CASH (Solana stablecoin, displayed in USD)
- Monthly fee
- $0
- FX / conversion
- 0% USD transactions · 0.85% swap from $CASH to other stablecoins · top-up: 1.75% debit / 3.50% credit / 0.30% ACH direct deposit / 1.00% wire
- Issuance
- Free
- Card type
- virtual
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Also excluded / paused:
US-only Phantom Cash debit Visa issued by Lead Bank (Visa U.S.A. license; program manager Bridge Ventures LLC); users must be US residents, 18+, and pass identity verification (handled by Stripe) for the card. Official phantom.com/cash FAQ 'Where is Phantom Cash available?' states 'Phantom Cash is launching first in the United States, except in New York' — New York is the only excluded state named on the current official product page; Alaska is not listed as excluded there.
Issuer’s markets: United States only (excluding New York)
Where you can pay
✓ Worldwide — anywhere Visa is acceptedOfficial phantom.com: 'Spend wherever Apple Pay, Google Pay, or VISA is accepted' and the prepaid debit Visa Card 'may be used everywhere Visa is accepted.' Spending is worldwide on the Visa network; card issuance is US-only.
Cashback details
Earn passive income by holding CASH — no lockups. No specific APY/rate published. Network: Visa (Prepaid Debit, issued by Lead Bank). US only (except New York). KYC via Stripe.
Spend from
$CASH (USD-pegged stablecoin on Solana); top up by swapping Solana tokens or linking a bank
Verification procedure
Required (identity verification; 18+)
AI subscriptions
US-only Visa card. Works for all online subscriptions including Claude, ChatGPT.
Good to know
Solana-native payments built into Phantom wallet (Prepaid Debit Visa issued by Lead Bank; Bridge Ventures program manager). The Phantom wallet is self-custodial, but the card itself is a bank-issued prepaid product. Apple Pay / Google Pay. Virtual only (official FAQ: there is no physical Phantom debit card). Spend limit $2,000/day, raiseable to $5,000. Free stablecoin swaps to $CASH.
