MEXC Card
MEXC
- Cashback
- 4% / 6% / 10% by tierin USDT
- Monthly fee
- $0 annual fee & $0 top-up fee. Inactivity fee $2/month after 3 consecutive months with no card transaction.
- FX / conversion
- 1% for USD-denominated purchases · 1% for non-USD cross-border transactions (currency-conversion cost built into the rate, referenced against Google market rates; disclosed upfront, no hidden charges).
- Issuance
- Virtual $0 · Physical $25 (physical currently VIP invitation-only, ~4–6 weeks to arrive)
- Card type
- virtual + physical
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Official MEXC Prepaid Card Terms (issuer Paytend) §15 'Prohibited Countries' is an unfilled placeholder ('[insert prohibited countries list]') — no official card-specific country list is published. The MEXC User Agreement prohibits 12 jurisdictions (North Korea, Cuba, Sudan, Syria, Iran, Crimea, Mainland China, Indonesia, Singapore, Venezuela, United States, Canada — Ukraine is not among them), and the official 'Countries/Regions Supported by the MEXC App' article lists Ukraine as supported. Card-level eligibility is confirmed only in the in-KYC flow.
Issuer’s markets: Issued only to residents of MEXC's eligible countries (official page names Thailand, the Philippines, Vietnam, Taiwan as examples; full supported list not publicly disclosed). Explicitly UNAVAILABLE to users with KYC from a published restricted-country list (see restrictedCountries).
Where you can pay
✓ Worldwide — anywhere Visa is acceptedOfficial MEXC learn article: "a Visa debit card that lets MEXC users spend their USDT balance directly at any Visa-accepting merchant worldwide" and "Pay With Crypto Anywhere Visa Is Accepted" (online, in-store POS, Google Pay).
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Standard | M-Score 350–599 (qualify via first-time deposit) | 4% (cap 100 USDT/mo) | Paid in USDT by 15th of next month |
| Premier | M-Score 600–799 | 6% (cap 300 USDT/mo) | Paid in USDT by 15th of next month |
| Elite | M-Score 800+ | 10% (cap 800 USDT/mo) | Paid in USDT by 15th of next month |
Cashback details
Official: 'All cashback is paid in USDT — not in points, not in platform tokens.' Tiers by M-Score: Standard 4% (cap 100 USDT/mo, M-Score 350–599), Premier 6% (cap 300 USDT/mo, M-Score 600–799), Elite 10% (cap 800 USDT/mo, M-Score 800+). Standard 4% requires no ongoing spending minimum — new users qualify by completing the first-time deposit requirement (EFTD). Cashback calculated on eligible monthly spending; paid in USDT by the 15th of the following month; refunded/canceled transactions excluded.
Spend from
USDT — funded directly from your USDT balance on MEXC; at purchase, USDT is converted to the local transaction currency at the prevailing best market rate. No separate wallet top-up required. No credit line and no interest charged on spending.
Verification procedure
Advanced KYC required: government-issued ID + face recognition + proof of address from an eligible country. No income proof or asset audit required. Minimum 100 USDT balance to begin earning the 7% APR.
AI subscriptions
Virtual Visa card works for online subscriptions. USDT-funded. Eligible countries only (US restricted).
Good to know
7% APR on the card's USDT balance — calculated hourly and distributed the following day; minimum qualifying balance 100 USDT; interest accrues on up to 100,000 USDT; requires manually subscribing to the MEXC Card exclusive savings product. APR and cashback are independent and stack. Virtual card free & immediate (linkable to Google Pay for contactless); physical card $25 and currently VIP invite-only. Very high spending limits: up to 100,000 USDT per transaction, 1,000,000 USDT/day, 5,000,000 USDT/month. ATM fee not published. NOTE: real crypto-spending card drawing directly from USDT balance (no credit line).
Referral program
Conditions: Invite someone who registers on MEXC, deposits at least 100 USDT, holds it for a minimum of 24 hours, and activates a MEXC Card. No cap on the number of referrals. Referral rewards paid separately from cashback.
Claim bonus ↗
