Kripicard

multi-chain

Cashback: None
Monthly fee: $0
FX / conversion: 0.00% · Funding: 4% + $1 processing
Issuance: $5 (negotiable at volume)
Card type: virtual

Eligibility & KYC — who can get it

✓ Open to most nationalities

Not issued to residents / citizens of:

RussiaBelarusIranNorth KoreaCubaSyriaVenezuelaCrimea

Official Kripicard supported-countries page (home.kripicard.com/kripicard-supported-countries): 'Sanctioned jurisdictions are not supported' — Russia falls under the US/EU/UK sanctions regimes. No full country-by-country list is published; core markets are Brazil/LatAm and Europe.

Issuer’s markets: 190+ countries

Where you can pay

✓ Worldwide — anywhere Visa or Mastercard is accepted

Official home.kripicard.com: "190+ Countries supported — Wherever Visa or Mastercard is accepted" and "Pay for ads, subscriptions and online checkouts at 90M+ merchants — anywhere Mastercard or Visa is accepted." "Availability of products may vary by region" refers to issuance.

Cashback details

No purchase cashback. $KRIPI token provides fee discounts (up to 50% with 100k tokens), staking ~15–35% APY, referral 10 $KRIPI. Network: Visa + Mastercard (the fees page currently lists the Premium tier only). Virtual only, no physical, no ATM. 182 countries, 11 restricted (incl. US, Canada, China).

Spend from

USDT, USDC, BTC, ETH, SOL, TON, LTC, TRX, DOGE, XMR, BNB — 150+ coins

Verification procedure

Required (KYC/KYB, sanctions screening, AML/CFT, 2FA, 3-D Secure 2)

AI subscriptions

Virtual card works for online subscriptions including AI services.

Good to know

No linked bank account required. Unlimited cards. Apple/Google/Samsung Pay, tap-to-pay. Bulk/business cards, API card issuance, whitelabel. Gift cards, eSIM. BIN lookup tool. Non-custodial wallet keys. 24/7 fraud monitoring. 10+ BINs (Visa + Mastercard). Instant issuance (<60 sec).

Referral program

You get (referrer)

Ambassador & Reseller programs (rates not published)

Friend gets (referee)

No sign-up bonus

referrer-only program

Conditions: Ambassador Program + Reseller Program available; specific rates not published.

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