Karta Visa Signature

Karta

multi-chain

Cashback: Referral cashback onlyin KARAT
Monthly fee: $0
FX / conversion: 1.5% card payments · 1.5% + 1 USDT ATM
Issuance: Virtual 5 USDT (discounted from 30) · Physical from 100 USDT
Card type: virtual + physical

Eligibility & KYC — who can get it

✓ Open to most nationalities

Not issued to residents / citizens of:

United StatesIranNorth KoreaSyriaCubaCrimeaRussia

Official Karta card terms (legal.karta.io/b2c-card-terms): You attest that you are not a United States citizen. Card use is additionally prohibited for persons blocked or sanctioned by the US Government (OFAC). Standard comprehensively sanctioned jurisdictions (Iran, North Korea, Syria, Cuba, Crimea, Russia) are blocked under OFAC regimes and card-network partner rules. Marketing regions: LATAM, Asia-Pacific, Middle East, Europe; no full country list is published.

Issuer’s markets: LATAM · Asia-Pacific · Middle East · Europe (works anywhere Visa is accepted, subject to local regulations)

Where you can pay

✓ Worldwide — anywhere Visa is accepted

Official karta.io: "Use Karta Visa Signature worldwide... Karta work anywhere Visa is accepted. Online, in-store, and at ATMs" and "Spend at 150M merchants worldwide." The LATAM/Asia-Pacific/Middle East/Europe labels are issuance-availability regions ("Availability depends on local regulations and partner coverage"), not spending limits.

Cashback details

No general spending cashback. Earn cashback on friends' spending via referral program (paid in KARAT token, 1 KARAT = 0.01 USDT, redeemable as USDT).

Spend from

USDT, USDC on Tron/TRC-20, Ethereum, BSC, Polygon, Arbitrum, Optimism, Base, Solana

Verification procedure

Required — quick verification via Telegram bot/app, ~5 minutes

AI subscriptions

Virtual card works for online subscriptions.

Good to know

Telegram-native onboarding. Multi-chain stablecoin deposits. KARAT reward token. No linked bank account required. Apple Pay, Google Pay, ATM access. SEPA EUR: 1.5% + €2 · SWIFT USD: 1.4% + $2.

Referral program

You get (referrer)

Cashback on referrals' spending (KARAT tokens)

Friend gets (referee)

No sign-up bonus

referrer-only program

Conditions: Invite friends, earn cashback on their spending in KARAT tokens (1 KARAT = 0.01 USDT).

Claim bonus ↗