Jupiter Card
Jupiter
- Cashback
- 2% base · 4% with referralsin USDC
- Monthly fee
- $0 (official: Annual fee = None)
- FX / conversion
- 1% on non-USD payments (Rain-issued) · 1.8% on non-USD payments (DCS-issued) · 0% on USD payments · USDC→USD deposit credited 1:1 with no fee (conversion happens at deposit, not at payment). On-chain deposit network cost ~$0.30 on Arbitrum/Base, ~$0.10 on Sui, no flat cost on Solana (~0.002 SOL one-time account creation if needed).
- Issuance
- Free (digital card — no issuance fee per official Fees & Limits page)
- Card type
- virtual
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Official Jupiter Card docs (docs.jup.ag): allowlist of 52 supported countries (Bangladesh & Nigeria marked 'on pause until further notice') plus ~33 US states. Each user is auto-assigned ONE issuer (Rain or DCS) by country of residence.
Issuer’s markets: Allowlist of ~52 supported countries (Antigua & Barbuda, Argentina, Australia, Bahamas, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, South Korea, Suriname, Taiwan, Thailand, Trinidad and Tobago, Turks & Caicos Islands, Uganda, UAE, Uruguay, Vietnam, Zambia) PLUS ~33 supported US states. Bangladesh & Nigeria are on pause; US states Mississippi, Missouri & Tennessee are on pause. Each user is auto-assigned ONE issuer (Rain or DCS) by country; cannot hold both.
Where you can pay
✓ Worldwide — anywhere Visa is acceptedJupiter's official docs state 'The Jupiter Card is a Visa debit card that allows users to spend their USDC balance as USD at any merchant that accepts Visa' and 'Use the card anywhere Visa is accepted.' jupiter.global notes acceptance at 150M+ merchants. No geographic spending limits are stated.
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Rain-issued | Assigned by country of residence | 2% base | FX 1% non-USD · no daily/annual spend limit |
| DCS-issued | Assigned by country of residence | 2% base | FX 1.8% non-USD · $50,000/day & $990,000/year spend limit |
Cashback details
Official 'Rewards and Referrals' page: base cashback 2% on qualifying purchases (monthly cap $100). Refer 2+ qualifying friends (KYC completed + $50 cumulative spend) in a calendar month to unlock 4% (cap $200/month) the following month. Rewards are paid in USDC. Refunds are processed at the FX rate of the refund day and the original FX fee is not refunded.
Spend from
USDC and USDT are the only supported deposit assets (USDT on Solana; USDC on Solana, Sui, Arbitrum, or Base). Deposits are converted 1:1 to USD at deposit; the card balance is held in USD and the card spends USD (not crypto directly) at any Visa merchant.
Verification procedure
Identity verification required (card issued through regulated financial partners Rain/DCS). Exact KYC level is not published.
AI subscriptions
Virtual Visa card works for online subscriptions. USDC→USD spend card. ~52 countries + ~33 US states (not nationwide).
Good to know
Digital/virtual card only — physical card planned by the end of 2026. Apple Pay & Google Pay supported (no Jupiter fee to add/use; issuer FX fee still applies on non-USD; unavailable in some supported countries). No credit line — you can only spend what you deposited. Uses credit-card infrastructure (higher merchant acceptance, smoother refunds/disputes vs typical prepaid crypto cards). Spending limits: Rain = no daily/annual limit; DCS = $50,000/day and $990,000/year. For Rain users, card refunds are added back to spend balance but cannot be withdrawn. Withdrawals are region-dependent and not universally available. No transaction notifications yet. Refunds can take up to 7 business days. NOTE: this is a USDC→USD spend card (spends a USD balance funded by crypto), not direct crypto settlement at the merchant.
Referral program
referral unlocks a higher cashback rate for the referrer
Conditions: Official docs.jup.ag 'Rewards and Referrals': the referral program unlocks a higher cashback rate and cap for the referrer; a qualifying friend completes KYC and spends $50 cumulatively.
Claim bonus ↗
