Cryptomus Card

Cryptomus

Cashback: None
Monthly fee: Varies by card type
FX / conversion: Converted at market rate at top-up · Top-up: 3.2%
Issuance: $4
Card type: virtual

Eligibility & KYC — who can get it

✓ Open to most nationalities

Not issued to residents / citizens of:

AfghanistanAngolaBelarusBosnia and HerzegovinaBotswanaBahamasCambodiaBurundiDemocratic Republic of the CongoCentral African RepublicRepublic of the CongoAlgeriaEcuadorEritreaEthiopiaGhanaGuineaGuinea-BissauGuyanaHaitiIraqIranJapanKenyaNorth KoreaLebanonLiberiaLibyaMyanmarNigeriaPakistanSerbiaRussiaSudanSri LankaSomaliaSouth SudanSyriaTunisiaTrinidad and TobagoUkraineUgandaUnited StatesVanuatuVenezuelaYemenZimbabweCubaCrimea

Official Cryptomus AML Policy §9 'List of Non-serviced Countries' (cryptomus.io/aml; incorporated by the Terms of Service): 'Website does not open accounts and does not provide services to clients from the following countries' — the list above, including Russian Federation. The card page (cryptomus.com/cards) markets 'most countries worldwide' minus these restrictions.

Issuer’s markets: Most countries worldwide (restrictions apply per local regulations)

Where you can pay

✓ Worldwide — anywhere Visa/Mastercard is accepted

Official site: 'Over 28 million stores worldwide where Visa or MasterCard accepted', 'Pay with crypto in over 28 million online stores worldwide without limits', and 'Pay offline with your phone. Worldwide'.

Cashback details

No cashback program.

Spend from

USDT, USDC (stablecoins; may expand)

Verification procedure

Required

AI subscriptions

Virtual card works for online subscriptions including AI services and ad platforms.

Good to know

10+ BINs (reduces payment blocks). NFC/phone payments for offline use. 3D Secure, freeze/unfreeze, biometric auth, expense controls. Multi-currency. Good for ad platforms & borderless shopping. Also a full payment gateway (0.4% fees, 100+ crypto, plugins for WooCommerce/Telegram). Virtual only, instant issuance.

Referral program

You get (referrer)

Affiliate program: 30% of payment commission + 40% of trading fees (direct referrals), 5% second level. The consumer referral program is in-app only (rates not published).

Friend gets (referee)

No sign-up bonus

referrer-only program

Conditions: Affiliate rates are published on cryptomus.com/affiliate; the consumer referral program lives in the app (app.cryptomus.com/settings/referral).

Claim bonus ↗