Coca Card

Coca

High cashbackmulti-chainSelf-custody

Cashback: Up to 8% (+50% on subscriptions)in $COCA
Monthly fee: —
FX / conversion: No published FX fee · ATM: free up to $250/mo, then 2%
Issuance: Virtual free · Physical $5 (Starter–Standard+) / free (Premium+)
Card type: virtual + physical

Eligibility & KYC — who can get it

◐ Issued only in selected regions

Issued to residents / citizens of:

AndorraAustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGibraltarGreeceGuernseyHungaryIcelandIrelandIsle of ManItalyJerseyLatviaLiechtensteinLithuaniaLuxembourgMaltaMoldovaMonacoMontenegroNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenSwitzerlandUkraineUnited KingdomAustraliaAzerbaijanGeorgiaHong KongIsraelJapanKazakhstanMacaoMalaysiaNew ZealandOmanPhilippinesSaudi ArabiaSouth KoreaTaiwanThailandTurkeyUnited Arab EmiratesUzbekistanVietnamIndonesiaGhanaKenyaNigeriaSouth AfricaUgandaArgentinaBrazilChileColombiaEcuadorEl SalvadorMexicoPanamaPeru

Official COCA tier-system terms (help.coca.xyz): 'The COCA card and its associated rewards are available to residents of the following countries (regardless of nationality)' — 75 countries across Europe, Asia/Oceania/Middle East, Africa and South America. Russia is not in any region bucket.

Issuer’s markets: UK, EEA, Asia, South America, Middle East and Africa (75+ countries)

Where you can pay

✓ Worldwide — 100M+ merchants across 200+ countries

Official coca.xyz FAQ: cards let you "spend your stablecoins and fiat at over 100 million merchants across 200+ countries." Spending is global; issuance/availability is the geographically limited dimension.

Cashback details

Staking-based tiers: Starter (0 stake) 1%, Standard (300 $COCA) 3%, Standard+ (1,000) 4%, Premium (3,000) 5%, Premium+ (10,000) 6%, Elite (30,000) 8%. Monthly allowances $1K–$10K by tier. Above allowance → 1%. Up to 50% cashback on subscriptions. Paid in stablecoins. Network: Visa debit (issued by Wirex). ~75 countries. Restricted: US, Canada, China, India, Indonesia, Singapore, Egypt.

Spend from

350+ tokens across 12 blockchains + stablecoins

Verification procedure

Required for card issuance

AI subscriptions

Up to 50% back on subscriptions (Netflix, Spotify, etc.).

Good to know

Non-custodial MPC wallet (no seed phrase). DeFi yields up to 5% APY. No-fee cross-chain swaps. Flashbots/MEV protection. 17 onramps + 182 local payment methods. Apple Pay, Google Pay. $COCA token (Polygon, 1B max).

Referral program

No public referral program found for this card — sign up directly.

Official site ↗