Bybit Card
Bybit
- Cashback
- 2% base · up to 10%in USDT
- Monthly fee
- $0
- FX / conversion
- 1% AU/Kazakhstan(AIFC) · 1.5% Brazil · 2% Georgia/Asia-Pacific/Mexico/Peru · 7% Argentina (over Mastercard rate) + 0.9% crypto conversion (0.5% in AR)
- Issuance
- Virtual free · Physical $5/5 USDT (region-dependent)
- Card type
- virtual + physical
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Two card tracks: (1) bybit.com Global Card for Argentina, AIFC, Georgia, Kazakhstan, Australia, Mexico, Brazil, Peru, Asia-Pacific — STRICTLY PROHIBITS EEA customers; (2) bybit.eu EU Card for 27 EEA countries (EU minus Croatia & Ireland, plus Norway & Liechtenstein), issued by Harmoniie SAS / Moorwand Ltd under MiCAR. UK and Iceland are NOT eligible for either track. KYC required (identity + address verification).
Issuer’s markets: AR · AU · BR · GE · MX · PE · Rest of World · EEA PROHIBITED · NOT US/UK/CA/SG/IN (Colombia unconfirmed)
Where you can pay
✓ Worldwide — pay anywhere (Visa/Mastercard network)Official bybit.com cards page states 'Pay anywhere, anytime, with complete flexibility.' No geographic spending limits are stated for where the card can be used; issuance is limited to certain countries and the global bybit.com card 'strictly prohibits' EEA customers, but that is an issuance rule, not a spend-geography rule.
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Base | No requirements | 2% | Cap $5/mo (2,500 pts) |
| VIP 1–2 | Bybit VIP program | 2% | Cap 50 USDT/mo |
| VIP 3 | Bybit VIP program | 4% | Cap 150 USDT/mo |
| VIP 4 | Bybit VIP program | 6% | Cap 250 USDT/mo |
| VIP 5 | Bybit VIP program | 8% | Cap 400 USDT/mo |
| Supreme | Bybit VIP program | 10% | Cap 600 USDT/mo · 100% cashback on select subscriptions (Tier 2 Beta+) |
Cashback details
VIP tiers: Base 2%, VIP1-2 2%, VIP3 4%, VIP4 6%, VIP5 8%, Supreme 10%. Base-tier cap $5/mo (2,500 pts); higher tiers 50/150/250/400/600 USDT. New users: up to 110 USDT cashback + 10 USDT airdrop in first 30 days. 100% cashback on select subscriptions (Tier 2 Beta+, monthly points limit).
Spend from
USDT, USDC, BTC, ETH, XRP, MNT, TON, BNB (deducted from Funding Account)
Verification procedure
KYC Lv.1 required (+ proof of address in some regions)
AI subscriptions
Virtual card works for online subscriptions including AI services. 100% cashback on select subscriptions (Tier 2 Beta+).
Good to know
Apple Pay / Google Pay. ATM: 2% after $100/mo free. bbSOL partnership (earn staking yield while spending). Corporate cards available. Auto-interest on balance. Network is Visa or Mastercard depending on region (Mastercard: AR/AIFC/GE/KZ/AU/MX; Visa: BR/PE/Asia-Pacific). Physical card not yet in Peru.
Referral program
Conditions: Referee signs up via referral code. Both must meet eligibility requirements.
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