Bitrefill Card

Bitrefill

Cashback: 2% (1% deposit + 1% purchase), no cap
Monthly fee: $0
FX / conversion: 1.99% deposit fee · no extra charges for EUR spending
Issuance: Not published
Card type: virtual + physical

Eligibility & KYC — who can get it

◐ Issued only in selected regions

Issued to residents / citizens of:

EU member states

Available to EU residents only. Card issued by Wallester AS (Estonia).

Issuer’s markets: EU residents only

Where you can pay

✓ Worldwide — anywhere Visa is accepted (online + contactless)

Official Bitrefill card page: "Pay online everywhere VISA is accepted" and "The Bitrefill Card is accepted worldwide for online shopping and at merchants that accept contactless payments." Caveat noted officially: "due to our card partner's policies, usage may be restricted to merchants in certain jurisdictions." EU-resident eligibility is an issuance limit, not a spending limit.

Cashback details

Official: "Real value, not tokens or gimmicks." 1% on every crypto deposit + 1% on every purchase. No cap. Network: Visa (virtual & physical). Free card, free bank withdrawals.

Spend from

BTC, ETH, USDT (ERC-20), USDC (ERC-20), BNB (BSC); Lightning Network coming soon

Verification procedure

3 tiers: Starter (ID + selfie, €15K lifetime) · Plus (+ proof of address, unlimited) · Freedom (video call, unlimited SEPA)

AI subscriptions

Works for online subscriptions.

Good to know

Non-custodial (crypto stays in your wallet until deposit). Also a major gift card / phone top-up / eSIM marketplace. Real-time conversion rates. SEPA cash-out. Card issued by Wallester AS; crypto custody by Striga Technology OÜ.

Referral program

You get (referrer)

$5 in Bitcoin (unlimited invites)

Friend gets (referee)

$5 in Bitcoin (after spending $200)

Conditions: Bitrefill Refer-a-Friend (platform-wide): both parties receive $5 in Bitcoin once each has spent $200; credited to the Cashback Balance and reviewed within 10 days.

Claim bonus ↗