BingX Visa Debit Card
BingX
- Cashback
- Up to 5% (tiered) · early-bird +1% → up to 6%in crypto back
- Monthly fee
- $0 (official: zero ongoing charges for annual maintenance, inactivity/dormancy, and card closure)
- FX / conversion
- 1.5% unified transaction fee applied when the system auto-liquidates USDT to settle the fiat balance at point of sale. Official guide also describes this as a 1% crypto conversion fee plus an additional 1% foreign-exchange fee on non-USD purchases.
- Issuance
- Free — virtual & Metal card issuance covered by BingX ($0). Metal (physical) card shipping/logistics: $30.
- Card type
- virtual + physical
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Official BingX card guide (launch blog, July 2026): issuance is confined to verified residents of the approved jurisdictions listed above (notably without the UK, Germany, France, Spain, Italy or the US). The card itself works at Visa merchants and ATMs in 200+ countries; the list may change as regulations change.
Issuer’s markets: Allowlist of approved jurisdictions across EEA (Andorra, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, Gibraltar, Greece, Hungary, Iceland, Ireland, Latvia, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Norway, Portugal, Slovakia, Slovenia, Sweden, Switzerland), APAC (Taiwan, Australia, New Zealand, Philippines, Thailand, Vietnam, South Korea, Japan, Malaysia), LATAM (Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru) and select ROW (Israel, Saudi Arabia, UAE, Bahrain, Oman, Kazakhstan, Ukraine, Turkey, South Africa, Kenya, Nigeria, Ghana, Uganda, Azerbaijan, Georgia, Marshall Islands, El Salvador, Guernsey, Isle of Man, Jersey, Moldova, Panama, Uzbekistan). Card usable at Visa merchants/ATMs in 200+ countries. Issuance confined to verified residents of approved jurisdictions; list may change as regulations change.
Where you can pay
✓ Worldwide — anywhere Visa is acceptedOfficial BingX launch blog: "The new BingX Visa Debit Card connects its users to a global network spanning more than 200 countries and territories. Cardholders can make purchases at millions of merchants worldwide... and access cash through millions of ATMs." Issuance is limited to approved jurisdictions (eligibility), not a spending-geography limit.
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Virtual Card | Free issuance (VIP1+ / whitelisted to reserve) | 2% base (3% early-bird), cap $50/mo | Apple Pay/Google Pay · $200/mo free ATM then 2% |
| Metal Card (Physical) | Free issuance + $30 shipping (VIP3+ / high-tier KOL) | 5% base (6% early-bird), cap $120/mo | Physical metal · $200/mo free ATM then 2% · premium VIP benefits |
Cashback details
Official landing page confirms "up to 5%" but does NOT publish a per-card-type rate table. VIPs: up to 100% cashback (limited time). Free issuance, 0 annual fee, free ATM up to $200/mo (physical). USDT-funded; Apple Pay + Google Pay.
Spend from
USDT — the card dynamically pulls funds directly from your BingX Funding Account using USDT and auto-converts at point of sale. No isolated fiat balance is held. Funds must be in the Funding Account (not Spot/Futures); top up via USDT deposit, BingX Quick Buy, or P2P.
Verification procedure
Mandatory KYC verification (identity documents must match your region's regulatory rules). Reservation eligibility: Virtual Card = VIP1+ or authorized KOL/whitelisted user; Physical Metal Card = VIP3+ or high-tier KOL/whitelisted user.
AI subscriptions
Virtual Visa card works for online subscriptions. EEA/APAC/LATAM allowlist, US not supported.
Good to know
Two formats: Virtual Card and Physical Metal Card. Apple Pay & Google Pay for contactless worldwide. ATM: free withdrawals for the first $200 each month, then a flat 2.0% service fee; ATM cap $500/day and max 5 transactions/day. Spending limits: max $10,000 per single transaction or per day; $30,000 monthly maximum. Issued by Wirex (Visa principal membership). Tiered rewards structure; VIP users access premium tiers. NOTE: real crypto-spending card — auto-liquidates USDT at POS rather than a fiat card with crypto rewards.
