SafePal Card

SafePal

multi-chain

Cashback: None
Monthly fee: $0
FX / conversion: Fiat exchange fees may apply · Crypto top-up from 0.4%
Issuance: Free
Card type: virtual

Eligibility & KYC — who can get it

◐ Issued only in selected regions

Issued to residents / citizens of:

Aland IslandsAustraliaAustriaBelgiumCanadaCyprusCzech RepublicDenmarkEstoniaFaroe IslandsFinlandFranceGermanyGreeceHong KongHungaryIcelandIrelandItalyJapanLatviaLiechtensteinLithuaniaLuxembourgMalaysiaNetherlandsNew ZealandNorwayPolandPortugalReunionRomaniaSingaporeSlovakiaSloveniaSouth KoreaSpainSvalbardJan MayenSwedenSwitzerlandTaiwanUnited Kingdom

Official SafePal supported-regions allowlist (safepal.com/en/bank/regions): 42 jurisdictions. The card is tied to a Fiat24 Swiss IBAN ('Fiat24 solely handles the compliance and licensing aspect'), and Fiat24's Restricted Locations also list Russia.

Issuer’s markets: Supported regions listed on SafePal site

Where you can pay

✓ Worldwide — anywhere Mastercard is accepted

Official site: virtual Master debit cards 'accepted at 40M+ merchants, including all Master debit card supported platforms'; spend via PayPal, Apple Pay, Google Pay, Samsung Pay. Only monetary limits (e.g. 1,600 EUR/day contactless) are stated, no geographic spend limits.

Cashback details

No cashback program.

Spend from

40+ blockchains; USDC default top-up; Arbitrum network

Verification procedure

Required (banking license compliance)

AI subscriptions

Virtual card works for online subscriptions.

Good to know

Swiss IBAN (via Fiat24). 40M+ merchants. Apple Pay, Google Pay, Samsung Pay, PayPal. Spending limits €1,600/day contactless, €5,000/day other. Account tiers via deposits/referrals/SFP staking.

Referral program

You get (referrer)

Up to 40% commission on top-up fees

Friend gets (referee)

No sign-up bonus

referrer-only program

Conditions: Up to 40% referral commissions indefinitely on top-up fees.

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