Nexo Card
Nexo (issued by DiPocket UAB)
- Cashback
- 0.5% – 2%in NEXO or BTC
- Monthly fee
- $0 annual
- FX / conversion
- Weekdays: EEA/UK/CH 0.2%, ROW 2%; Weekends: EEA/UK/CH 0.7%, ROW 2.5%
- Issuance
- $0 virtual (requires $50 balance); physical available at Gold tier + $5K balance (free shipping)
- Card type
- virtual + physical
Eligibility & KYC — who can get it
◐ Issued only in selected regionsIssued to residents / citizens of:
Allowlist product: Nexo Card requires full identity verification and is available only to citizens and residents of the EEA + United Kingdom (official card page areaServed: 'EEA, United Kingdom'; EEA hreflang locales serve nexo.com/eea/crypto-card) holding an ID document issued in an eligible European country — effectively blocked in all non-EEA/UK jurisdictions, including the United States. Nexo does not publish an enumerated country list; eligibility is the EEA + UK allowlist.
Issuer’s markets: Selected European countries, including EEA + UK (Argentina not listed; Switzerland appears only in the FX schedule)
Where you can pay
✓ Worldwide — 100M+ merchants globally (Mastercard)Official nexo.com/crypto-card: 'Use your wealth worldwide'; 'Make payments at over 100 million merchants globally'; 'spend Bitcoin, Ethereum, and stablecoins anywhere cards are accepted.' The FX-fee schedule distinguishes EEA/UK/CH vs 'ROW' (rest of world), implying global acceptance.
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Base | Credit Mode + $5K min portfolio | 0.5% NEXO / 0.1% BTC | €200/mo free ATM |
| Silver | Higher NEXO allocation (in-app) | 0.7% NEXO / 0.2% BTC | €400/mo free ATM |
| Gold | Higher NEXO allocation (in-app) | 1% NEXO / 0.3% BTC | €1,000/mo free ATM · physical card eligible |
| Platinum | Highest NEXO allocation (in-app) | 2% NEXO / 0.5% BTC | €2,000/mo free ATM |
Cashback details
NEXO: Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%. BTC: Base 0.1%, Silver 0.2%, Gold 0.3%, Platinum 0.5%. Requires Credit Mode + $5K min portfolio. Monthly caps $50–$200. No cashback for UK residents. Interest on unspent balance.
Spend from
Debit mode (account balance, 0.75% swap) or Credit mode (borrow against crypto, 0% conversion)
Verification procedure
Full KYC
AI subscriptions
Mastercard works for online subscriptions. EEA/UK only.
Good to know
Dual mode: spend your balance (debit) or borrow against crypto without selling (credit line). Physical card available at Gold tier + $5K balance. ATM free limits: Base €200, Silver €400, Gold €1,000, Platinum €2,000/mo.
Referral program
Conditions: Paid in NEXO tokens. Reward = 0.5% of the referee's average 30-day portfolio balance, split 50/50 between referrer and referee; max eligible balance $1,000,000 (= $5,000 total, $2,500 each). Referee must sign up via referral link, verify identity, add ≥ $5,000 in digital assets within 30 days of registration, and maintain/grow the balance for another 30 days. One-time payment for $5k-$25k balances; three monthly payments for $25k-$1M. No card-spend condition — this is a portfolio/account referral.
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