imToken Card
imToken · Fiat24
- Cashback
- None
- Monthly fee
- Not published
- FX / conversion
- No explicit % published; multi-currency spend (RMB/USD/EUR/CHF) settles first from the transaction-currency balance, minimising FX. Crypto top-up fee 1.0% Standard / 0.5% Premium / 0.25% Ultimate.
- Issuance
- Standard free (8-digit NFT) or 1 F24 (5–6 digit) · Premium 1,500 F24 · Ultimate 15,000 F24 (each tier includes the debit card)
- Card type
- virtual
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Issued by Fiat24 (Swiss). Fiat24's official Restricted Locations page (info.fiat24.com/overview?type=restricted) lists the countries above, including Russia. Fiat24 additionally halted new mainland-China registrations in June 2026.
Issuer’s markets: Aimed at global travellers; usable at 20M+ Mastercard merchants; multi-currency spend in RMB/USD/EUR/CHF; can link to Alipay & WeChat Pay. No explicit numeric country-eligibility list published.
Where you can pay
✓ Worldwide — anywhere Mastercard is acceptedimToken's official card page (token.im/card) states 'Use it anywhere Mastercard is accepted,' with multi-currency spend in RMB/USD/EUR/CHF and no stated geographic spending limits. Note: the issuer Fiat24 is currently in maintenance mode and not accepting new applications (fiat24.com).
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Standard | Free (8-digit NFT) or 1 F24 | — | Top-up fee 1.0% · spend limit €20k/mo (€10k/day) |
| Premium | 1,500 F24 | — | Top-up fee 0.5% · spend limit €200k/mo (€100k/day) |
| Ultimate | 15,000 F24 | — | Top-up fee 0.25% · spend limit €1M/mo (€500k/day) |
Cashback details
No cashback program. Fiat24's F24 token is a reward point for upgrading account levels, not cashback.
Spend from
Top up on-chain with ETH, USDC, USDT (Arbitrum/L2) or by wire transfer; multi-currency cash account (RMB/USD/EUR/CHF) with a Swiss IBAN; card settles from the transaction-currency balance first.
Verification procedure
Required — Fiat24 (Swiss, SR Saphirstein AG) must run Swiss AML customer-due-diligence; 18+; physical passport/ID required.
AI subscriptions
Mastercard works for online subscriptions. Swiss IBAN. Global travellers.
Good to know
imToken wallet + Fiat24 co-branded Mastercard debit card. Virtual only, no PIN, instantly activated; each card linked to a multi-currency cash account with a Swiss IBAN. Non-custodial NFT-based Swiss banking architecture; Apple Pay & Google Pay; Alipay/WeChat Pay linking. Spend limits by NFT tier: Standard €20k/mo (€10k/day), Premium €200k/mo (€100k/day), Ultimate €1M/mo (€500k/day). CAUTION: issuer Fiat24 is currently in maintenance mode and not accepting new applications.
