Gero Card
GeroWallet
- Cashback
- Nonein $GERO (fee waivers)
- Monthly fee
- $0 (waived via $GERO tiers)
- FX / conversion
- Zero fees until Aug 1, 2026; then standard fees apply, especially currency conversion outside the EUR zone (waivable via $GERO tiers)
- Issuance
- Free (virtual instant; physical ships to European addresses in 7-10 business days)
- Card type
- virtual + physical
Eligibility & KYC — who can get it
✓ Open to most nationalitiesNot issued to residents / citizens of:
Virtual cards are available globally except the United States. Physical cards currently ship to European addresses only. KYC verification required (EU-licensed EMI partner). The issuer does not publish a specific restricted-country list beyond the US exclusion.
Issuer’s markets: Virtual cards: global EXCLUDING the US. Physical cards: currently ship to European addresses only.
Where you can pay
✓ Worldwide — anywhere Mastercard is acceptedGeroWallet's official card page states 'Use your Gero Card wherever Mastercard is accepted. Online, in-store, or at ATMs worldwide,' spending at 80M+ merchants worldwide. No geographic spending limits beyond Mastercard acceptance (standard currency-conversion fees apply outside the EUR zone).
Plans & tiers
| Tier | Cost / requirement | Cashback | Perks & limits |
|---|---|---|---|
| Baby Gero | Hold EUR 15 in $GERO | 0% | Free ATM withdrawals, no monthly fee |
| Gero Pro | Hold EUR 50 in $GERO | 0% | Adds EU/INT POS fee waivers |
| Gerobanga! | Hold EUR 200 in $GERO | 0% | Waives all fees / permanent zero fees |
Cashback details
No cashback program. GeroWallet has a separate cashback feature. Holding $GERO unlocks fee waivers (see tiers).
Spend from
ADA only (Cardano); ADA is converted to EUR on top-up. Additional Cardano native tokens 'coming soon'.
Verification procedure
KYC required to order the card (EU regulatory requirement). The GeroWallet itself remains non-custodial and does not require KYC.
AI subscriptions
Mastercard works for online subscriptions. US excluded for virtual cards.
Good to know
First Cardano debit card with an integrated wallet; live now ('Get your card today'). Self-custody until top-up; direct ADA top-up with instant ADA-to-EUR conversion. Global ATM access (80M+ Mastercard merchants). Apple Pay & Google Pay 'coming soon'. Spending controls and real-time notifications. Funds held by regulated partner Satchel.eu after top-up. Zero fees until Aug 1, 2026.
