Gemini Credit Card

Gemini

High cashbackBest referralno-fees

Cashback: Up to 4%in BTC or 50+ cryptos
Monthly fee: $0
FX / conversion: 0% (no foreign transaction fees)
Issuance: $0
Card type: physical

Eligibility & KYC — who can get it

◐ Issued only in selected regions

Issued to residents / citizens of:

United States

US only. Issued by WebBank.

Issuer’s markets: US only

Where you can pay

✓ Worldwide — anywhere Mastercard is accepted

Official gemini.com/credit-card describes a "Mastercard® World Elite" with "No foreign transaction fees" — a Mastercard World Elite is usable anywhere Mastercard is accepted globally, and the no-foreign-transaction-fee terms confirm international use.

Cashback details

Gas/EV/Transit: 4%, Dining: 3%, Groceries: 2%, Other: 1%. 4% on first $300/mo, then 1%. Plus 10% on select internet brands via Vault Rewards.

Spend from

50+ cryptocurrencies for rewards

Verification procedure

Credit card application required (WebBank)

AI subscriptions

Credit card works for online subscriptions.

Good to know

Crypto rewards instead of points. Instant crypto rewards deposit. Mastercard World Elite benefits. Multiple card designs (Solana, XRP, Bitcoin editions). 0% annual fee, 0% FX.

Referral program

You get (referrer)

$50 per referral + $250 bonus per 5

Friend gets (referee)

No sign-up bonus

referrer-only program

Conditions: Earn up to $5,000 in crypto: $50/referral + $250 bonus per 5 referrals. Up to 50/year.

Claim bonus ↗